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How important is it to you that a surgeon carries a malpractice insurance. What if a surgeon does not carry malpractice insurance. If this involves invasive surgery, would you go ahead? I'm wondering since not every doc carries malpractice insurance and I wonder how big of a deal this is to patients.
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I've never really thought about it, but I'd be interested in what others have to say (esp the lawyers like HateMe).
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I can't imagine how someone could practice without it in current times. it would make me question their overall common sense and judgement... and whether they think they're immune/so good etc that nothing could ever happen to them... which for me would be a problem.
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How can you tell if they have it?
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Robin wrote:I can't imagine how someone could practice without it in current times. it would make me question their overall common sense and judgement... and whether they think they're immune/so good etc that nothing could ever happen to them... which for me would be a problem. Well it happens, and I think most patients are not aware of it when they sign up for surgery. Medical justice is often mentioned as a dealbreaker over here, but I never read a thing about malpractice insurance, which made me wonder.
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m130 wrote:How can you tell if they have it? I thought in most States surgeons need to enclose a disclaimer/sign in their office/paperwork that they don't carry malpractice insurance. Problem is patients either don't notice, or only realize by the time they sign the paperwork at the morning of surgery, or are not aware of the consequences if a surgeon doesn't carry malpractice insurance.
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The unfortunate term is "going bare", which is something that is done if you cannot afford the unbelievable malpractice rates in certain specialities, or if no one will insure you.
Most hospitals require that the medical staff has adequate malpractice insurance to reduce their liability and to help insure the quality of their staff.
If you don't have a hospital affiliation and you have a lot more guts than I do you could "go bare".
I would worry if someone didn't have malpractice insurance. I would want to know what the story was. I'm certain there is one.
So, big deal, big red flag deal.
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